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800.840.5290

Medical Expense Insurance

Keep Your Medical Service Needs Covered.

In the event that you or any of your loved ones get injured or become ill, you’ll need a policy that prevents you from paying high out-of-pocket expenses for medical services. With the right coverage, you can achieve peace of mind knowing that you’re appropriately protected.

At Coastal States Insurance Services, we can offer Medical Expense Insurance to prevent you from feeling the burden of high-priced medical costs. We know that after a hospital visit or a procedure, the last thing you’ll want to experience is paying bills that you cannot afford.

Types of Medical Expense Insurance

There are typically two types of policies: Basic Medical and Major Medical Expense.

Basic Medical Expense policies offer coverage for standard hospital, surgical, and physician expenses. It works to insure certain types of hospital visits/stays, surgery for specific types of procedures, and common physician fees.

Major Medical Expense policies are for covering expenses that take over when the limits of a basic insurance plan have been exhausted. This typically involves more catastrophic situations over basic injury or illness.

To find out more, please contact Coastal States Insurance Services today. One of our helpful Health Insurance specialists will work with you to create a Medical Expense policy that fits the needs of you and your family.

Our Locations

Coastal States Insurance Services

1986 S. Victoria Ave
Ventura, CA 93003
Main office: 805-421-4490
Toll free: 800-840-5290

Coastal States Insurance Services

502 1st St. Suite C
Paso Robles, CA 93446
Main office: 805-835-4236
Toll free: 800-840-5290

Our Providers

Coastal States Insurance saved me over $100 on my auto insurance, and I was even able to get more coverage in addition to what I already had! I was so happy to have called an agency that really cared to help me and my family save as much money as possible. I highly recommend them to anyone looking to save money or simply see what other options are out there. Thank you so much Justin and Dave!! - Karyn Hernandez-Ventura, CA
K. Hernandez-Facebook.com
I own and manage a tightly run manufacturing operation here in Oxnard, CA. I have trusted Coastal States Insurance for over 20 years in managing my coverage and let me tell you, this is an agency that is straight to the point. No games, very informative, educated me on coverage's that I ended up needing at a time of an accident. I would recommend these guys to anyone who is looking for a solid team to protect anything necessary. Thanks again Ron. John D. CI manufacturing bros. inc.
John D.
Coastal States Insurance has consistently offered me a cheaper premium than anyone else who even bothers to try these days. I look for patience, customer service, and a team that has mine and my family's well being from day one. I recommend this agency to a lot of my friends who is also covered by them and all I ever hear is great stories. Thank you for taking care of me and my family Ron, we support you the entire way. Congratulations on your new office, its beautiful !!! Hector Cervantes- Cervantes Landscaping
Hector C.
Mitchell Weiss takes great care of me and our Doggy Daycare business. With such a huge risk everyday being around dogs , it important to have an agent who is on our side to ensure we have the right coverage at a price we can afford. Thank you so much Mitchell ! Doggin' Around Daycare- Ventura CA.
Nancy Barna
Ron Hayduk is the best in the industry state wide. If anyone you work with is even half as good as what Ron has been able to do for us and my company, you are in great hands. Thank you Ron, its rare to find a Broker like you in todays market. Straight to the point, no bs, we can appreciate that.
Danny s. - Farm Labor Contractors Assc.