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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Coastal States Insurance Services, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Coastal States Insurance Services are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Coastal States Insurance Services

1986 S. Victoria Ave
Ventura, CA 93003
Main office: 805-421-4490
Toll free: 800-840-5290

Coastal States Insurance Services

502 1st St. Suite C
Paso Robles, CA 93446
Main office: 805-835-4236
Toll free: 800-840-5290

Our Providers

Coastal States Insurance saved me over $100 on my auto insurance, and I was even able to get more coverage in addition to what I already had! I was so happy to have called an agency that really cared to help me and my family save as much money as possible. I highly recommend them to anyone looking to save money or simply see what other options are out there. Thank you so much Justin and Dave!! - Karyn Hernandez-Ventura, CA
K. Hernandez-Facebook.com
I own and manage a tightly run manufacturing operation here in Oxnard, CA. I have trusted Coastal States Insurance for over 20 years in managing my coverage and let me tell you, this is an agency that is straight to the point. No games, very informative, educated me on coverage's that I ended up needing at a time of an accident. I would recommend these guys to anyone who is looking for a solid team to protect anything necessary. Thanks again Ron. John D. CI manufacturing bros. inc.
John D.
Coastal States Insurance has consistently offered me a cheaper premium than anyone else who even bothers to try these days. I look for patience, customer service, and a team that has mine and my family's well being from day one. I recommend this agency to a lot of my friends who is also covered by them and all I ever hear is great stories. Thank you for taking care of me and my family Ron, we support you the entire way. Congratulations on your new office, its beautiful !!! Hector Cervantes- Cervantes Landscaping
Hector C.
Mitchell Weiss takes great care of me and our Doggy Daycare business. With such a huge risk everyday being around dogs , it important to have an agent who is on our side to ensure we have the right coverage at a price we can afford. Thank you so much Mitchell ! Doggin' Around Daycare- Ventura CA.
Nancy Barna
Ron Hayduk is the best in the industry state wide. If anyone you work with is even half as good as what Ron has been able to do for us and my company, you are in great hands. Thank you Ron, its rare to find a Broker like you in todays market. Straight to the point, no bs, we can appreciate that.
Danny s. - Farm Labor Contractors Assc.